There are those who could afford a doctor's office visit, but simply prefer to cry poor mouth because it would interfere with buying their 'cool shit'.
Funny how you can see people crying poor mouth, can't buy insurance, can't afford a doctor's office visit, but they have money to buy new cars and go to concerts, have six cell phones in their family, etc. It's all about priorities people.
I don't doubt that irresponsibility are true in some cases, but I seriously doubt they're the majority.